Ventura Chapter 7 Bankruptcy Attorney
Supportive Bankruptcy Firm in Ventura, CA
Falling behind on payments can seem overwhelming – especially when
you are being hounded by collectors and banks to quickly and efficiently
repay the debts. If you are one of the millions of Americans that are
feeling the strain of financial complications, it may be time to consider
speaking with an attorney about
At our of firm, the Law Offices of Janet L. Mertes,
Attorney Mertes dedicates personal time to each client that we take on, and you can be
confident that your future is in good hands. When you work with our Ventura
Chapter 7 bankruptcy lawyer, we will discuss all options for overcoming
debt and determine if Chapter 7 bankruptcy may be right for you.
In Chapter 7 bankruptcy, you may be able to
Discharge all unsecured debts
Save your home from foreclosure
Stop wage garnishments
Regain control of your credit and financial situation
Stop harassing creditor calls and collection attempts
Ready for your
free case evaluation?
Call us today! Let us help you get back on your feet financially.
Bankruptcy Means Test
Chapter 7 bankruptcy is different from
Chapter 13, in that Chapter 7 is reserved for individuals that can no longer afford
to make even minimal payments against their debts. Sometimes referred
to as liquidation bankruptcy, Chapter 7 allows debtors to regain financial
control through discharge of all unsecured debts; however, in order to
be considered eligible for Chapter 7, you must first complete a means
test. This test will prove that you are not financially sound. If you
are not eligible for Chapter 7, you may still benefit from bankruptcy
through filing for Chapter 13.
Contact the Law Offices of Janet L. Mertes
Are you ready to learn more about your financial situation and how working
with a Ventura bankruptcy lawyer may help you? If so, contact the
Law Offices of Janet L. Mertes today and speak with a dedicated legal professional from our staff.
To get started,
contact our Ventura Chapter 7 bankruptcy firm today and schedule a
free consultation with our team.