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Chapter 7 Lawyer in Ventura

Filing for bankruptcy? We can help.

Due to a harsh economic environment, more and more consumers, homeowners, business owners, and other individuals are seeing financial hardships unlike anything before. If you are currently suffering with the burden of debt, do not think that you are alone.

Millions of Americans are filing for bankruptcy annually, but even more people are suffering financially without seeking the professional help they need. Our Ventura bankruptcy attorney has personally helped thousands of clients in the community reach debt-free living through bankruptcy protection.

Our firm can handle:

There is light at the end of the tunnel. Contact the Law Offices of Janet L. Mertes and request a free case consultation to learn more.

You Deserve Answers!

End Your Debt Nightmare Today.

We know that you may have plenty of questions or concerns regarding this season of your life. Our Ventura bankruptcy attorneys have compiled a short list of questions and answers to bring you peace of mind.

Bankruptcy FAQs

Contact the Law Offices of Janet L. Mertes Today

Are You Ready to Put An End to Your Debt Once and for All?

We take pride in offering our clients personalized and attentive legal counsel. By making the choice to work with our firm, you can have access to a committed lawyer who communicates openly with you – from start to finish. Based on the detailed information you provide below, someone from our firm can return your inquiry shortly. Let's get started today.

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Is Filing for Bankruptcy Right for You?

You deserve long-term financial security. Let us help you.

Filing for bankruptcy is not the best solution for every consumer debtor. If you are considering filing for bankruptcy, we can help determine which option best suits your current and future financial goals.

How We Can Help

About Chapter 7 Bankruptcy

Chapter 7 bankruptcy refers to the process of liquidating your assets and using the proceeds to eliminate your debt. Many consumers assume that Chapter 7 will mean they will lose their home or car, but certain property can be kept under California's exemption laws.

Filing for bankruptcy protection can help eliminate:

  • Credit card debt
  • Other secured debts

Our Ventura Chapter 7 bankruptcy attorney has handled thousands of cases throughout the state of California, including appearances in all levels of State and Federal Courts. We are ready to stand at your side as you seek long-term financial stability and relief from debt.

Passing the Means Test

In order to qualify for Chapter 7, the courts will require that you pass what is called a "Means Test." Essentially, this test assesses your gross income and expenditures to determine your amount of leftover finances. Depending on your disposable income, you may or may not be eligible to file for Chapter 7.

Speak With a Ventura Bankruptcy Lawyer Who Truly Cares

At the Law Offices of Janet L. Mertes, We Are Firmly Grounded in Personalized Communication

If you are currently struggling with the burden of debt or are considering filing for Chapter 7 bankruptcy, we are here to address all of your concerns. Today could be the day that you make a decision to regain control of your life - and enjoy financial freedom for years to come.

Request Your Free Consultation