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Our Ventura Bankruptcy Attorney Can Help You

What is Chapter 13 bankruptcy?

Like Chapter 7, Chapter 13 bankruptcy is another form of protection offered under the Bankruptcy Code. Chapter 13 allows consumer debtors to commit to an affordable repayment plan in an effort to pay back all owed debts over a certain period of time. Chapter 13 is ideal for debtors who owe money, but have the financial means to pay back all debts over time.

Your Debt Repayment Plan

Because Chapter 13 will require debtors to commit to a repayment plan, debtors will need to establish an affordable and reasonable amount of money to commit to paying every month. In most cases, repayment plans involve a 3 to 5 year commitment of monthly installments. Our Ventura Chapter 13 lawyer can help determine your specific monthly payment based on your unique financial obligations, income, and needs.

Filing for Chapter 13 bankruptcy – though beneficial – will have its risks as well. Though it is true that bankruptcy will remain on your credit report for up to 10 years, filing for bankruptcy protection can also serve as the first step toward a financially secure future. We can help determine if bankruptcy is right for you and determine how you can begin to live debt-free!

The Law Offices of Janet L. Mertes is Here for You

We understand that any type of financial matter can be incredibly complex and confusing. Filing for bankruptcy protection can be a daunting prospect, but with the right legal guidance, your process does not have to be so overwhelming.

Our Ventura Chapter 13 bankruptcy attorneys support your rights and lead you to the path of long-term financial stability. We are on your side, contact us today!

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